Saving is the wisest thing to do. 🙂

Melyn's e-diary, Poetry and Travelogue

retirement-savingsI am a working professional and I have been working since year 2007 from three different corporations. I must tell you honestly I never tried to save money for my emergency fund or for my future retirement. I only make less like any average employees do.  Let’s say my net income or take home money every month is Php14, 000.00, then I have so much expenses to pay like house rent, credit card bills, mobile post-paid lines, utility bills and food. There is nothing left to save. This dilemma is common to most every  Filipino who are average or minimum wage earner. Even a family who lives in a fancy condominium unit, who owns a two brand new cars, with children studying in private schools who earns 100,000 pesos a month as Senior Manager of a company has negative savings too. Why is this so? This is because they spent…

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